Your MYOSB Mortgages made easy.
Obtaining a home loan is a simple process and our team is here to help.
Home Mortgage Lending
Trying to sort out the differences between a fixed rate and an adjustable rate mortgage?
Refinance versus a Home Equity Line of Credit (HELOC)?
Not sure which option is right for you?
Our loan officers can explain the options available to help you make an educated decision.
At OSB Community Bank, we genuinely believe in making homeownership available for every qualified individual. Whether you’re buying your first home, building the house of your dreams, or refinancing your existing home, we are here for you every step of the way.
We understand that homeownership is the single largest investment that most Americans will make in their lifetime, therefore, you can rely on our staff to deliver exceptional service before, during and after the loan closes.
We offer:
- Competitive rates for real estate purchases, refinances, and construction
- Fixed rate and adjustable rate mortgages
- Construction Loans
- Home Equity Lines of Credit
- 100% Financing with USDA Rural Housing Loans
- FHA/VA loans
- Personalized and attentive service from beginning to end
Ready to get started? Applying online is safe, secure, and easy! Complete our online mortgage application at your convenience. You can start your application, save your work and finish later if needed. Click Apply Now below to begin your mortgage loan application.
What People are Saying
"You're in good hands when you're using OSB Community Bank's digital mortgage application process"
Get in touch
Count on a personalized experience at OSB Community Bank. For sound advice on buying, refinancing, or building a home, visit our experienced team of mortgage lenders to guide you through the process.
Please note: OSB Community Bank is committed to protecting your privacy and ensuring your private information is secure. For your protection, please do not send sensitive information such as account numbers, social security numbers or private information through email.