Construction Loans

You build the memories. We'll finance the dreams!

OSB Community Bank (NMLS #403014)

At OSB Community Bank, we genuinely believe in making homeownership available for every qualified individual. We are here for you every step of the way.

We understand that homeownership is the single largest investment that most Americans will make in their lifetime, therefore, you can rely on our staff to deliver exceptional service before, during and after the loan closes.

Construction Interest Only Loans

Interest Only Loan During Construction Phase

  • Short term loan
  • Interest only during the construction phase
  • Refinance to a permanent loan after construction
  • Origination credit to be given at the closing of the refinance if refinance loan is obtained from OSB Community Bank
  • Lot financing available

 

Ready to get started? Applying online is safe, secure, and easy! Complete our online mortgage application at your convenience. You can start your application, save your work and finish later if needed. Click Apply Now below to begin your mortgage loan application.

Construction to Permanent Loans

One-Time Close Construction-to-Permanent Loans

  • One closing, one set of closing costs
  • Interest only during the construction phase
  • Construction loan converts to a permanent loan after construction
  • Lot financing available

Ready to get started? Applying online is safe, secure, and easy! Complete our online mortgage application at your convenience. You can start your application, save your work and finish later if needed. Click Apply Now below to begin your mortgage loan application.

Get in touch

Count on a personalized experience at OSB Community Bank. For sound advice on buying, refinancing, or building a home, visit our experienced team of mortgage lenders to guide you through the process.

Please note: OSB Community Bank is committed to protecting your privacy and ensuring your private information is secure. For your protection, please do not send sensitive information such as account numbers, social security numbers or private information through email.