Home Equity Line of Credit

OSB Community Bank (NMLS #403014)

A home equity line of credit, also known as a HELOC, allows you to borrow against your home’s equity. Our variable rate HELOCs are easy, affordable, reusable and offer a variety of financial benefits for homeowners. 

The Home Equity Line of Credit is available on owner occupied, primary residences only with a maximum loan amount up to $100,000.

Common Uses of a Home Equity Line of Credit include:

  • Remodel, renovate or otherwise improve your house and property
  • Pay for education expenses
  • Fund the purchase of a second home
  • Consolidate high-interest debts
  • Dream vacations

Benefits include:

  • Flexible – our Home Equity Line of Credit gives you the flexibility to draw on your account as your needs arise
  • Accessible – Access your funds in person, by phone or with Home Equity Line Checks.
  • Reusable – pay your balance down and then borrow it again at a later date
  • Affordable – low rate of interest
  • Tax Deductible – payment may be deductible on your federal tax return (consult with your tax advisor)

 

Ready to get started? Applying online is safe, secure, and easy! Complete our online mortgage application at your convenience. You can start your application, save your work and finish later if needed. Click Apply Now below to begin your mortgage loan application.

Get in touch

Count on a personalized experience at OSB Community Bank. For sound advice on buying, refinancing, or building a home, visit our experienced team of mortgage lenders to guide you through the process.

Please note: OSB Community Bank is committed to protecting your privacy and ensuring your private information is secure. For your protection, please do not send sensitive information such as account numbers, social security numbers or private information through email.